Compare 485 Visa Health Insurance

485 Visa Fee Increased to AUD 5,750 from 1 July 2026 – Complete Guide

Introduction

The Australian Government has increased the Temporary Graduate Visa (Subclass 485) application fee from AUD 4,600 to AUD 5,750, effective from 1 July 2026.

This represents a significant increase for international graduates planning to remain in Australia after completing their studies. The higher visa application charge means applicants should carefully budget for all associated expenses, including 485 Visa health insurance, English language tests, police checks and medical examinations.

If you are planning to apply for a 485 visa, this guide explains the new visa charges, how much families may need to pay, other costs involved, and what you should consider before lodging your application.

New 485 Visa Fees from 1 July 2026

The following visa application charges apply from 1 July 2026.

Applicant

Visa Application Charge

Primary Applicant

AUD 5,750

Additional Applicant (18 years and over)

AUD 2,875

Additional Applicant (Under 18 years)

AUD 1,450

Non-Internet Application Charge

AUD 80

Applicants lodging online will generally pay only the applicable visa application charges for each family member included in the application.

Previous vs New 485 Visa Fees

The cost of the Temporary Graduate Visa has increased substantially over recent years.

Date

Primary Applicant Fee

After 1 March 2026

AUD 4,600

From 1 July 2026

AUD 5,750

This represents an increase of AUD 1,150 for the primary applicant alone.

For couples and families, the total increase may be considerably higher because additional applicant charges have also increased.

Example: 485 Visa Application Costs

The following examples show the government visa application charges only.

Example 1 – Single Applicant

Applicant

Fee

Primary Applicant

AUD 5,750

Total Government Charge: AUD 5,750

 

Example 2 – Couple

Applicant

Fee

Primary Applicant

AUD 5,750

Partner (18+)

AUD 2,875

Total Government Charge: AUD 8,625

 

Example 3 – Family

Applicant

Fee

Primary Applicant

AUD 5,750

Partner (18+)

AUD 2,875

Child (Under 18)

AUD 1,450

Total Government Charge: AUD 10,075

For larger families, the total government visa application charge can be significantly higher.

Why Has the 485 Visa Fee Increased?

The Australian Government reviews visa application charges periodically and may increase fees as part of the Federal Budget and annual indexation process.

The increase from AUD 4,600 to AUD 5,750 makes the Temporary Graduate Visa one of the more expensive temporary visa applications in Australia.

Applicants should check the latest visa application charges before lodging because fees may change over time.

Other Costs You Should Budget For

The government visa application charge is only one part of the total cost of applying for a 485 visa.

Depending on your circumstances, you may also need to pay for:

  • Overseas Visitor Health Cover (OVHC)
  • English language test (if required)
  • Australian Federal Police (AFP) National Police Check
  • Medical examinations
  • Biometrics (if requested)
  • Certified translations of documents
  • Professional migration advice (if using a registered migration agent)

Many applicants underestimate these additional expenses when planning their application.

Health Insurance Is Still Required

Most Temporary Graduate visa holders are required to maintain adequate health insurance while they remain in Australia.

Many applicants purchase 485 Visa Health Insurance (Overseas Visitor Health Cover) to help satisfy visa condition 8501.

Because the government visa fee has increased significantly, comparing health insurance providers has become even more important.

If affordability is your priority, you may also wish to explore the cheapest 485 visa health insurance options currently available.

How the 485 Visa Fee Increase Affects International Graduates

The increase in the Temporary Graduate visa application fee means that international graduates should carefully plan their finances before lodging their application.

For many applicants, the government visa application charge is only one part of the total cost. When health insurance, English language testing, police checks, medical examinations and other expenses are added, the overall cost of applying for a 485 visa can be substantial.

Planning ahead and preparing all required documents before lodging your application may help avoid unnecessary delays and additional expenses.

Choosing the Right 485 Visa Health Insurance

After paying the government visa application charge, choosing the right health insurance is another important decision for Temporary Graduate visa holders.

Most applicants are required to maintain adequate health insurance during their stay in Australia to comply with visa condition 8501.

When comparing policies, consider factors such as:

  • Hospital cover
  • Medical benefits
  • Ambulance cover
  • Waiting periods
  • Policy flexibility
  • Premium costs
  • Customer support
  • Claims process

Different insurers offer different levels of cover, so comparing policies before purchasing can help you find the most suitable option.

Compare Leading 485 Visa Health Insurance Providers

Several Australian health insurers offer Overseas Visitor Health Cover (OVHC) suitable for Temporary Graduate visa holders.

You can learn more about each provider below:

Each insurer offers different premiums, policy benefits, waiting periods and additional services. Comparing these features before purchasing a policy may help you select the option that best suits your circumstances.

Common Mistakes to Avoid When Applying for a 485 Visa

Many applicants focus only on the visa application charge and overlook other important requirements.

Some common mistakes include:

  • Applying with incomplete documents.
  • Delaying English language testing.
  • Waiting until the last minute to arrange health insurance.
  • Not checking passport validity.
  • Including incorrect information in the visa application.
  • Assuming all health insurance policies provide the same level of cover.

Taking the time to prepare your application carefully can reduce the risk of delays or requests for further information.

Frequently Asked Questions

What is the new 485 visa application fee?

From 1 July 2026, the primary applicant fee for the Temporary Graduate visa (Subclass 485) is AUD 5,750.

How much does a partner pay?

An additional applicant aged 18 years or over pays AUD 2,875.

How much is the fee for a child?

An additional applicant under 18 years of age pays AUD 1,450.

Is the visa application fee refundable?

In most circumstances, the visa application charge is not refundable once the application has been lodged, even if the visa is refused or withdrawn. Applicants should ensure they meet all eligibility requirements before applying.

Do I need health insurance for a 485 visa?

Most Temporary Graduate visa holders are required to maintain adequate health insurance while living in Australia. Many applicants purchase Overseas Visitor Health Cover (OVHC) to help satisfy visa condition 8501.

Where can I compare 485 visa health insurance?

Applicants can compare health insurance policies from leading Australian insurers before purchasing a policy to ensure it suits their visa requirements and budget.

Final Thoughts

The increase in the Temporary Graduate visa application fee to AUD 5,750 represents a significant additional cost for international graduates planning to remain in Australia after completing their studies.

Before lodging your application, it is important to understand not only the government visa application charge but also the additional costs involved, including health insurance, English language testing, police checks and medical examinations.

By preparing your application carefully and comparing your health insurance options, you can make informed decisions and avoid unnecessary expenses during your stay in Australia.