Allianz Care 485 Visa Health Insurance
Allianz Care Australia – Overseas Visitor Health Cover (OVHC) ) for visa subclass 600, 485, 482, 417, 462 and 870 etc.
Allianz Care Australia is one of the most trusted providers of Overseas Visitor Health Cover (OVHC) for temporary visa holders in Australia. OVHC is required for many visas because temporary residents are often not eligible for Medicare, and the Australian Government requires “adequate health insurance” (visa condition 8501) to be maintained throughout the visa period.
What is Overseas Visitor Health Cover (OVHC):
Overseas Visitor Health Cover (OVHC) is an essential for temporary visa holders in Australia. All temporary working visa holders such as Temporary Graduate Visa subclass 485, Skills in Demand Visa subclass such as 482, Working Holiday Visa subclass 417, Work and Holiday Visa subclass 462, Temporary Activity Visa subclass 408 etc. must possess adequate health insurance as per their visa requirements i.e., they must take the adequate visa health insurance.
This insurance must be compliant with the 8501 Visa Condition of Department of Home Affairs, Australia. Allianz Care Australia offers policies that cover a wide range of needs, from basic hospital care to full protection, including doctor visits and specialist consultations. Their plans match different visa types, such as 600, 870, 482, 485, 462 etc. giving you peace of mind while you are in Australia.
Visa Types Covered
Allianz Care Australia provides OVHC specifically designed for a wide range of temporary visas, including:
- Subclass 485 (Temporary Graduate Visa)
- Subclass 417 (Working Holiday Visa)
- Subclass 462 (Work and Holiday Visa)
- Subclass 407 (Training Visa)
- Subclass 482 (Skills in Demand)
- Subclass 408 (Temporary Activity Visa)
This ensures applicants for these visas meet the Department of Home Affairs’ health insurance requirements.
Why Allianz Care is Considered One of the Best
-
Meets Visa Requirements
All major Allianz Care OVHC products meet the government’s “adequate health insurance” requirement, making them compliant with visa condition 8501. -
Multiple Levels of Cover
Allianz Care offers different levels of cover—Budget, Standard, Mid, and Top—so you can choose the one that best matches your medical needs and budget. -
Wide Network of Providers
Allianz has a strong network of doctors, specialists, and hospitals across Australia, allowing many members to access direct-billing services without paying upfront. -
24/7 Support
Allianz Care members have access to emergency support and assistance 24/7, as well as online tools such as certificates of insurance and “find a doctor” services. -
Family Options
Policies are flexible and available for singles, couples, and families, making them suitable for different visa applicants and dependents. -
Extras Available
Higher-tier policies can include dental, optical, physiotherapy, and other allied health services, giving members broader coverage options.
Key Benefits for Visa Holders
- Peace of Mind: OVHC covers hospital, medical, and emergency treatment expenses.
- Flexibility: Suitable for graduates, working holidaymakers, trainees, and temporary workers.
- Easy Compliance: Allianz Care issues insurance certificates online, which can be used directly for visa applications.
Why Choose Allianz Health Insurance (Allianz Care Australia) for working visas such as 485, 482, 417, 462, and 408 etc.?
Allianz Care Australia is a trusted medical insurance provider, serving over 100 million customers in 70 countries. Their expertise in international healthcare ensures you get the right coverage, with access to top medical facilities and 24/7 support.
Other main features of Allianz Care Overseas Visitor Health Cover (OVHC) for visas 600, 870, 482, 485 etc. are as under:
24/7 Emergency Support
With Allianz Care visitor’s over, assistance is just a call away. Their 24/7 emergency support ensures you receive prompt medical attention whenever needed, backed by a vast network of healthcare providers.
Doctors On Demand
Access qualified Australian-based doctors round the clock with Telehealth service powered by Doctors on Demand. Available for Standard, Mid, or Top coverage holders, it's a fast and convenient way to address your healthcare needs.
Find A Doctor Online Tool
Find a Doctor Online is a user-friendly tool that helps you locate local healthcare professionals who directly bill Allianz. Simply enter your postcode and choose from a list of trusted providers. You can find more information on the below link: https://ihfinddoctor.agaassistance.com.au/
How to make an OVHC Insurance Claim with Allianz Care Australia?
Submitting a claim with Allianz Care is hassle-free. You can utilise their online member portal for hassle-free claim processing. Ensure you have all necessary documentation prepared and track your claim status online. If you have any questions, you can always contact them directly at 1300 727 193 or email them on ovhc@allianzcare.com.au
Understanding Allianz Care Australia Visitor Cover’s Policy Start and End Dates:
Your Allianz Health Insurance policy must cover your entire stay in Australia as required by your visa condition 8501. Your insurance coverage must start on your arrival date in Australia and It should end upon your departure or the visa expiry.
Allianz Health Insurance Australia’s Product Disclosure Statement (PDS) provides detailed information. Below is the link where you can find all the information:
How to claim on your Allianz Care Overseas Visitor Health Cover?
Below is the link where you can find all the information: https://www.allianzcare.com.au/en/visas/visitors-visa-ovhc/how-to-claim.html
Conclusion
With its range of tailored cover options, extensive provider network, and focus on visa compliance, Allianz Care Australia is one of the best choices for Overseas Visitor Health Cover (OVHC) for 485, 417, 462, 407, 408, and other temporary visas.
For those applying for a Temporary Graduate Visa (subclass 485), all available 485 visa health insurance options can be compared at www.485visainsurance.com.au.