BUPA 485 Visa Health Insurance
Bupa Australia – Overseas Visitor Health Cover (OVHC) for Visa Subclasses 600, 485, 482, 417, 462, 870 and more
Bupa Australia is one of the leading and most reliable providers of Overseas Visitor Health Cover (OVHC) for temporary visa holders in Australia. OVHC is a legal requirement for many visa subclasses because most temporary residents are not eligible for Medicare, and the Australian Government requires “adequate health insurance” (visa condition 8501) throughout their stay.
What is Overseas Visitor Health Cover (OVHC)?
Overseas Visitor Health Cover (OVHC) is a mandatory health insurance policy for many temporary visa holders in Australia. Whether you are applying for a Temporary Graduate Visa (subclass 485), Skills in Demand Visa (subclass 482), Working Holiday Visa (subclass 417), Work and Holiday Visa (subclass 462), Temporary Activity Visa (subclass 408), or other temporary visas, you are required to have adequate health insurance under visa condition 8501.
Bupa Australia offers a wide range of OVHC plans, from basic hospital cover to more comprehensive packages including GP visits, specialist consultations, and extras. Their flexible policies are tailored to meet the needs of different visa holders such as 600, 870, 482, 485, and 462, ensuring compliance with government rules and peace of mind during your stay.
Visa Types Covered
Bupa Australia provides OVHC designed for a wide range of temporary visas, including:
- Subclass 485 (Temporary Graduate Visa)
- Subclass 417 (Working Holiday Visa)
- Subclass 462 (Work and Holiday Visa)
- Subclass 407 (Training Visa)
- Subclass 482 (Skills in Demand)
- Subclass 408 (Temporary Activity Visa)
This guarantees that applicants for these visas satisfy the Department of Home Affairs’ health insurance requirements.
Why Bupa is Considered One of the Best
- Visa Compliance – All major Bupa OVHC products meet the “adequate health insurance” requirement under visa condition 8501.
- Choice of Cover – From basic hospital cover to comprehensive packages with extras, Bupa offers a range of plans to suit different needs and budgets.
- Extensive Provider Network – Bupa has one of the largest networks of hospitals, doctors, and specialists across Australia, with many offering direct billing to reduce out-of-pocket expenses.
- 24/7 Customer Support – Access to emergency support, health advice, and dedicated assistance anytime you need.
- Family Cover Options – Policies available for singles, couples, and families, ensuring dependents are also protected.
- Extras Options – Higher-level policies may include dental, optical, physiotherapy, chiropractic, and other allied health services.
Key Benefits for Visa Holders
- Peace of Mind: Comprehensive coverage for hospital, medical, and emergency healthcare costs.
- Flexibility: Suitable for graduates, working holidaymakers, trainees, and other temporary visa holders.
- Fast Visa Processing: Bupa provides official insurance certificates online that can be used immediately for visa applications.
Why Choose Bupa Health Insurance for Working Visas?
Bupa is a global healthcare leader, serving over 38 million customers worldwide and trusted in Australia for decades. With strong international expertise and a vast local network of providers, Bupa ensures you have access to top-quality medical care, advanced health services, and reliable support throughout your stay.
Other Features of Bupa OVHC
- 24/7 Emergency Support – Help is always available if you face a medical emergency.
- Bupa Telehealth Services – Access professional healthcare advice and virtual GP consultations when needed.
- Bupa Member App & Online Portal – Lodge and track claims easily, access your insurance certificate, and manage your cover online.
- Large Hospital and Doctor Network – Easy access to direct billing through a wide national provider network.
How to Make an OVHC Claim
Making a claim with Bupa is simple and convenient:
- Use the Bupa Members Portal or the Bupa App to submit claims online.
- Provide the necessary documents for faster processing.
- Track your claim status anytime.
- For enquiries, call 134 135 or visit a Bupa Health Insurance store across Australia.
Policy Start and End Dates
Your Bupa OVHC policy must cover your entire stay in Australia to satisfy visa condition 8501. Insurance should begin from your arrival date and continue until your visa expiry or departure.
Full details are provided in the Bupa OVHC Product Disclosure Statement (PDS):
Conclusion
With flexible plan options, one of the largest healthcare networks in Australia, and strong focus on visa compliance, Bupa Australia is among the best choices for Overseas Visitor Health Cover (OVHC) for visas such as 485, 417, 462, 407, 408, and many more.
For applicants of the Temporary Graduate Visa (subclass 485), you can compare all available 485 visa health insurance options at www.485visainsurance.com.au.