Compare 485 Visa Health Insurance


Compare 485 Visa Health Insurance in Australia

Compare 485 Visa Health Insurance (Overseas Visitor Health Cover – OVHC) for the Temporary Graduate (subclass 485) visa from leading Australian insurers including Bupa, Medibank, Allianz Care, NIB and AIA. Use the comparison table below to compare prices, hospital cover and policy benefits, helping you choose suitable visa-compliant health insurance while staying in Australia after graduation.

Quick 485 Visa Insurance Snapshot:

  • ✅ Compare 5 leading Australian insurers: Allianz Care, Bupa, Medibank, NIB and AIA
  • ✅ Plans from $59.35/month
  • ✅  Suitable for Temporary Graduate (subclass 485) visa holders
  • ✅  Hospital cover and Emergency Ambulance included
  • ✅  Optional extras available: Dental, Optical and Physiotherapy

Compare prices, benefits and policy features from Australia's leading OVHC providers


Compare 485 Visa Health Insurance

Multiple Products

Multiple Products

Overseas Workers Base Hospital

Hospital Care Workers

Essential Lite

$59.35

Monthly

$64.57

Monthly

$72.30

Monthly

$72.50

Monthly

$108.85

Monthly

VISA COMPLIANCE

Meet Visa Requirements and 8501 Visa Condition

Get Instant Insurance Certificate

HOSPITAL TYPES COVERED

Private Hospitals

Public Hospitals

EMERGENCY SERVICES

Emergency Ambulance

OUT PATIENT SERVICES

Doctor Visits or GP Visits

100% of MBS

Medical tests (Radiology and Pathology)

Prescription Medicines

Specialist Visits

EXCESS

Excess

$750 per year per person

$500 per year per person

$500 per year per person

$500 per year per person

$250 per year per person

WAITING PERIODS

Pre Existing Conditions

12 Months

12 Months

12 Months

12 Months

12 Months

Services Related to Pregnancy and Birth

12 Months

12 Months

12 Months

12 Months

12 Months

Product Disclosure Statement (PDS)

485 Visa Health Insurance - Frequently Asked Questions


Yes. Temporary Graduate visa (subclass 485) holders are required to maintain adequate arrangements for health insurance while in Australia. Overseas Visitor Health Cover (OVHC) is commonly used by 485 visa holders to maintain appropriate private health cover.
485 visa holders should choose health insurance appropriate to their visa requirements and individual circumstances. Overseas Visitor Health Cover (OVHC) is commonly used by Temporary Graduate visa holders and can provide hospital and medical benefits, depending on the policy selected. Compare policy benefits, waiting periods, excesses and exclusions before choosing cover.
OVHC is commonly used by Temporary Graduate visa (subclass 485) holders who need to maintain adequate health insurance in Australia. However, you should check the policy details and your individual visa requirements to ensure the cover is appropriate for your circumstances. Learn more about visa condition 8501and health insurance requirements.
Yes. You can generally switch health insurers while holding a 485 visa. If you change providers, arrange the new policy carefully to avoid a gap in your health insurance. Also check how waiting periods and recognition of previous periods of cover may apply when moving to a new insurer.
The cost of 485 visa health insurance varies depending on the insurer, level of cover, excess and whether the policy covers a single person, couple or family. Lower-cost OVHC options may provide more basic benefits, while higher-level policies can provide broader cover. Compare current prices and policy benefits before choosing a policy.

Why choose us for 485 Visa Health Insurance?

We provide full service at every step.


Excellent customer service

We provide excellent customer service to discuss your requirements by phone, and email. You can also visit our office to have a face-to-face discussion. We help you compare 485 visa health insurance options and choose suitable cover based on your needs and budget

Meet Visa Condition 8501 Requirements

Compare health insurance options for Temporary Graduate (subclass 485) visa holders. Visa condition 8501 requires you to maintain adequate arrangements for health insurance while in Australia

Compare Providers

Compare 485 visa health insurance options from leading Australian insurers in one place. Review prices, hospital and medical benefits, waiting periods and policy features to help choose suitable cover for your Temporary Graduate (subclass 485) visa. Always review the relevant Product Disclosure Statement before purchasing a policy.

Multilingual Support

If English isn't your first language, our team can assist you in Hindi or Punjabi. We’re here to help you understand and compare your 485 visa health insurance options.


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