Medibank 485 Visa Health Insurance
Medibank OVHC – Health Insurance for visa subclasses 485, 482, 417, 462, 407, 408, and more
Medibank is one of Australia’s largest and most trusted health insurance providers, with decades of experience supporting both Australians and international visitors. Their Overseas Visitor Health Cover (OVHC) is designed to meet the specific requirements of temporary visa holders, ensuring compliance with Department of Home Affairs regulations and visa condition 8501.
Medibank’s OVHC gives temporary visa holders access to high-quality healthcare, a wide network of providers, and flexible cover options, making it one of the most popular choices for those coming to live, work, or study in Australia.
What is Overseas Visitor Health Cover (OVHC)?
OVHC is a health insurance policy designed for people staying in Australia on a temporary visa who are not eligible for Medicare. It helps cover hospital and medical expenses while meeting visa requirements.
Medibank provides OVHC for a wide range of visas, including:
- Subclass 485 (Temporary Graduate Visa)
- Subclass 482 (Skills in Demand Visa)
- Subclass 417 (Working Holiday Visa)
- Subclass 462 (Work and Holiday Visa)
- Subclass 407 (Training Visa)
- Subclass 408 (Temporary Activity Visa)
Why Medibank is Considered One of the Best OVHC Providers
1. Visa Requirement Compliance
All Medibank OVHC policies meet the 8501-visa condition, so they are suitable for temporary visas requiring adequate health insurance.
2. Wide Range of Cover Options
Medibank offers flexible plans, from basic hospital-only cover to comprehensive policies that include out-of-hospital treatments like GP visits, specialist care, and pharmaceuticals.
3. Strong National Network
Medibank has one of the largest networks of hospitals, GPs, and specialists across Australia, giving members easy access to medical care. Many providers also offer direct billing, so members don’t need to pay upfront.
4. 24/7 Support Services
Members can access 24/7 phone support, including a nurse advice line, providing guidance on health issues and emergencies.
5. Family-Friendly Options
Medibank OVHC can be purchased by singles, couples, or families, ensuring dependents are also covered under the policy.
6. Extras and Added Value
Comprehensive Medibank OVHC plans may include extras like dental, optical, and physiotherapy, providing a broader range of health services for international visitors.
Key Benefits for Visa Holders
- Peace of Mind: Protection against hospital and medical costs while in Australia.
- Visa Compliance: All policies are compliant with Department of Home Affairs requirements.
- Flexibility: Suitable for a wide range of temporary visas and personal circumstances.
- Convenience: Quick access to insurance certificates for visa applications.
- Easy Claims: Online claim submission and tracking through Medibank’s member portal.
How to Make an OVHC Claim with Medibank
Medibank makes claiming simple and straightforward:
- Submit claims online through the member portal or app.
- Upload receipts and supporting documents easily.
- Track the progress of your claims online.
For support, members can also call Medibank’s dedicated customer service team.
Policy Start and End Dates
Your Medibank OVHC policy must cover the entire duration of your visa. It should start from the day you arrive in Australia and end on the date you leave or when your visa expires, ensuring full compliance with visa condition 8501.
Useful Links
- Medibank OVHC Visa Information: https://www.medibank.com.au/overseas-health-insurance/
- How to Claim with Medibank: https://www.medibank.com.au/overseas-health-insurance/make-a-claim/
Conclusion
With its long-standing reputation, strong hospital and doctor network, and tailored OVHC options, Medibank is a trusted choice for temporary visa holders in Australia. Whether you are on a 485 Graduate Visa, 482 Temporary Skills Shortage Visa, 417 or 462 Working Holiday Visa, 407 Training Visa, or another temporary visa, Medibank offers health insurance solutions that provide security, flexibility, and compliance.
For those applying for a Temporary Graduate Visa (subclass 485), all available 485 visa health insurance options can be compared at www.485visainsurance.com.au