485 Visa Cost in Australia (2026): Complete Cost Breakdown
Update – July 2026
The Australian Government increased the Temporary Graduate Visa (Subclass 485) application fee to AUD 5,750 from 1 July 2026.
This article focuses on the total cost of applying for a 485 visa, including government fees, health insurance and other common expenses.
For the latest government visa charges, secondary applicant fees, fee comparison tables and FAQs, read our Complete Guide to the 485 Visa Fee Increase from 1 July 2026.
Applying for a 485 Visa? Budget for More Than Just the Government Fee
Many international graduates believe that the government visa application charge is the only major expense when applying for a Temporary Graduate Visa (Subclass 485).
In reality, applicants should budget for several additional costs, including health insurance, English language tests (where required), police checks and medical examinations.
Understanding these expenses before lodging your application can help you prepare financially and avoid unexpected costs.
Government 485 Visa Application Charges
From 1 July 2026, the government visa application charges are:
Applicant
Government Charge
Primary Applicant
AUD 5,750
Additional Applicant (18+)
AUD 2,875
Child (Under 18)
AUD 1,450
These charges apply to online applications and are payable when the visa application is lodged.
Example Government Costs
Single Applicant
Government charges:
AUD 5,750
Couple
Primary applicant
AUD 5,750
Partner
AUD 2,875
Total Government Charges
AUD 8,625
Family of Three
Primary applicant
AUD 5,750
Partner
AUD 2,875
One child
AUD 1,450
Total Government Charges
AUD 10,075
Other Costs You Should Budget For
The government application charge is only one part of the total cost.
Depending on your circumstances, additional expenses may include:
-
485 visa health insurance (OVHC)
-
English language test (if required)
-
Australian Federal Police National Police Check
-
Health examinations
-
Biometrics
-
Certified document translations
-
Professional migration advice (if using a registered migration agent)
Every applicant's total cost will vary depending on their individual circumstances.
485 Visa Health Insurance Costs
Most Temporary Graduate visa holders need adequate health insurance while living in Australia.
Many applicants purchase 485 visa health insurance (Overseas Visitor Health Cover – OVHC) to help satisfy visa condition 8501.
Premiums vary depending on:
-
insurer
-
age
-
single/couple/family policy
-
level of hospital cover
Before purchasing a policy, it is worth taking the time to compare 485 visa health insurance options to find suitable cover.
If affordability is important, you may also wish to compare the cheapest 485 visa health insurance options currently available
English Tests, Police Checks and Medical Examinations
Depending on your circumstances, you may also need to pay for:
-
IELTS, PTE Academic or another accepted English language test
-
AFP National Police Check
-
Medical examinations
-
Chest X-ray
-
Specialist medical reports (if requested)
These expenses should also be included when planning your overall budget.
Before You Lodge Your 485 Visa Application
Before applying, make sure you:
-
Meet the Australian study requirement.
-
Apply under the correct 485 visa stream.
-
Meet the English language requirements.
-
Hold valid 485 visa health insurance.
-
Prepare complete supporting documents.
-
Check your passport validity.
-
Budget for all government and associated application costs.
Preparing your application carefully can help avoid unnecessary delays and additional expenses.
Frequently Asked Questions
How much does a 485 visa cost in Australia?
The total cost depends on your circumstances. In addition to the government application charge, applicants may also need to budget for health insurance, English tests, police checks and medical examinations.
Is health insurance compulsory?
Most Temporary Graduate visa holders are required to maintain adequate health insurance while living in Australia.
What is the current government application fee?
From 1 July 2026, the primary applicant fee is AUD 5,750.
For the latest government charges and fee history, read our Complete Guide to the 485 Visa Fee Increase from 1 July 2026.
Can I reduce my overall 485 visa costs?
While the government visa application charge is fixed, applicants can compare health insurance policies and plan ahead for other expenses to better manage their overall costs.
Final Thoughts
Applying for a Temporary Graduate Visa (Subclass 485) involves more than simply paying the government application charge.
Understanding the full cost—including health insurance, English language testing, police checks and medical examinations—can help you prepare financially before lodging your application.
If you are comparing health insurance, explore our 485 visa health insurance comparison to compare policies from leading Australian insurers before choosing a plan.
Update – July 2026
The Australian Government increased the Temporary Graduate Visa (Subclass 485) application fee to AUD 5,750 from 1 July 2026.
This article focuses on the total cost of applying for a 485 visa, including government fees, health insurance and other common expenses.
For the latest government visa charges, secondary applicant fees, fee comparison tables and FAQs, read our Complete Guide to the 485 Visa Fee Increase from 1 July 2026.
Applying for a 485 Visa? Budget for More Than Just the Government Fee
Many international graduates believe that the government visa application charge is the only major expense when applying for a Temporary Graduate Visa (Subclass 485).
In reality, applicants should budget for several additional costs, including health insurance, English language tests (where required), police checks and medical examinations.
Understanding these expenses before lodging your application can help you prepare financially and avoid unexpected costs.
Government 485 Visa Application Charges
From 1 July 2026, the government visa application charges are:
| Applicant | Government Charge |
|---|---|
| Primary Applicant | AUD 5,750 |
| Additional Applicant (18+) | AUD 2,875 |
| Child (Under 18) | AUD 1,450 |
These charges apply to online applications and are payable when the visa application is lodged.
Example Government Costs
Single Applicant
Government charges:
AUD 5,750
Couple
Primary applicant
AUD 5,750
Partner
AUD 2,875
Total Government Charges
AUD 8,625
Family of Three
Primary applicant
AUD 5,750
Partner
AUD 2,875
One child
AUD 1,450
Total Government Charges
AUD 10,075
Other Costs You Should Budget For
The government application charge is only one part of the total cost.
Depending on your circumstances, additional expenses may include:
- 485 visa health insurance (OVHC)
- English language test (if required)
- Australian Federal Police National Police Check
- Health examinations
- Biometrics
- Certified document translations
- Professional migration advice (if using a registered migration agent)
Every applicant's total cost will vary depending on their individual circumstances.
485 Visa Health Insurance Costs
Most Temporary Graduate visa holders need adequate health insurance while living in Australia.
Many applicants purchase 485 visa health insurance (Overseas Visitor Health Cover – OVHC) to help satisfy visa condition 8501.
Premiums vary depending on:
- insurer
- age
- single/couple/family policy
- level of hospital cover
Before purchasing a policy, it is worth taking the time to compare 485 visa health insurance options to find suitable cover.
If affordability is important, you may also wish to compare the cheapest 485 visa health insurance options currently available
English Tests, Police Checks and Medical Examinations
Depending on your circumstances, you may also need to pay for:
- IELTS, PTE Academic or another accepted English language test
- AFP National Police Check
- Medical examinations
- Chest X-ray
- Specialist medical reports (if requested)
These expenses should also be included when planning your overall budget.
Before You Lodge Your 485 Visa Application
Before applying, make sure you:
- Meet the Australian study requirement.
- Apply under the correct 485 visa stream.
- Meet the English language requirements.
- Hold valid 485 visa health insurance.
- Prepare complete supporting documents.
- Check your passport validity.
- Budget for all government and associated application costs.
Preparing your application carefully can help avoid unnecessary delays and additional expenses.
Frequently Asked Questions
How much does a 485 visa cost in Australia?
The total cost depends on your circumstances. In addition to the government application charge, applicants may also need to budget for health insurance, English tests, police checks and medical examinations.
Is health insurance compulsory?
Most Temporary Graduate visa holders are required to maintain adequate health insurance while living in Australia.
What is the current government application fee?
From 1 July 2026, the primary applicant fee is AUD 5,750.
For the latest government charges and fee history, read our Complete Guide to the 485 Visa Fee Increase from 1 July 2026.
Can I reduce my overall 485 visa costs?
While the government visa application charge is fixed, applicants can compare health insurance policies and plan ahead for other expenses to better manage their overall costs.
Final Thoughts
Applying for a Temporary Graduate Visa (Subclass 485) involves more than simply paying the government application charge.
Understanding the full cost—including health insurance, English language testing, police checks and medical examinations—can help you prepare financially before lodging your application.
If you are comparing health insurance, explore our 485 visa health insurance comparison to compare policies from leading Australian insurers before choosing a plan.