AIA Health OVHC Offer – Get 4 Weeks Free Premium Cashback (January 2026)

AIA Health has introduced a limited-time Overseas Visitor Health Cover (OVHC) offer for overseas workers in Australia. Eligible customers can receive 4 weeks of premium back as cashback when they take out an approved AIA OVHC policy during the campaign period.

Eligibility Criteria

To qualify for this AIA Health OVHC offer, all of the following conditions must be met:

• You must not currently hold, or have held in the last 2 months, any private health insurance policy issued by AIA Health.
• You must purchase an eligible AIA OVHC policy between 12 January 2026 and 31 January 2026, and the policy must also commence within this same period.
• Only the following policies are eligible:
  • AIA Overseas Workers Base Cover
  • AIA Overseas Workers Standard Cover
• You must not have used any AIA Health discount or promotional offer in the last 12 months.
• You must be 18 years or older.
• You must hold an eligible Australian Government–approved working visa and be residing in Australia.
• The policy application must include the promo code: OVHCJAN26.

Offer Details – 4 Weeks Free Premium Cashback

• Eligible customers will receive the equivalent of 4 weeks of premiums as cashback in the first year of their policy.
• The cashback amount depends on the policy type you hold at the end of the qualifying period.
• Only one cashback entitlement per policy is allowed.

Qualifying Period & Payment

• You must hold and pay for your policy continuously until 4 May 2026.
• If all conditions are met, the cashback will be paid within 30 days after the qualifying period ends.
• Cashback is paid by direct deposit to your nominated Australian bank account.
• If correct bank details are not provided, AIA Health will apply the amount as a policy credit instead of cash.

Important Conditions to Note

• The policy must not be suspended, cancelled, or in arrears during the qualifying period.
• The offer is only available on policies purchased directly from AIA Health.
• This promotion cannot be combined with any other AIA Health offers or staff discounts.
• The offer is not available to AIA Australia employees, contractors, or corporate group members.
• AIA Health reserves the right to change, extend, or withdraw the offer at any time.

Who Is This Offer Best For?

This offer is ideal for overseas workers on temporary working visas who are:

• New to AIA Health
• Looking for compliant OVHC
• Wanting a cost-saving benefit in their first year of cover