Compare 407 Visa Health Insurance
COMPARE 407 VISA HEALTH INSURANCE (TRAINING VISA – SUBCLASS 407)
The Training Visa (subclass 407) allows applicants to come to Australia for workplace-based occupational training or professional development.
While health insurance is mandatory for 407 visa holders, choosing the right policy ensures you stay compliant and protected during your training program.
Maintaining valid health insurance for the entire duration of your 407 visa is essential to meet visa condition 8501 and avoid unexpected medical expenses.
WHY HEALTH INSURANCE IS REQUIRED FOR 407 VISA
Mandatory Under Visa Condition 8501
You must maintain adequate health insurance from the day you arrive in Australia until your visa ends.
Medical Emergencies
Covers hospital visits, surgeries, and emergency care.
GP Consultations & Outpatient Care
Helps you manage everyday health needs during your training program.
Accidents or Injuries at Work
Useful because the 407 visa involves occupational training.
Peace of Mind
Avoid high out-of-pocket costs in Australia’s expensive medical system.
TOP HEALTH INSURANCE OPTIONS FOR 407 VISA HOLDERS
Most 407 visa applicants purchase Overseas Visitor Health Cover (OVHC).
Below is a comparison of major Australian insurers offering compliant 407 visa policies.
Provider
Policy Name
Coverage
Extras
Approx. Annual Cost*
Allianz Care
OVHC
Hospital, GP visits, Emergency ambulance
Optional dental, optical
AUD $500–$1,050
Bupa
OVHC
Hospital, GP, Pharmaceuticals
Mental health, limited extras
AUD $480–$1,000
Medibank
OVHC
Hospital, GP visits
Limited extras
AUD $450–$950
nib
OVHC
Hospital, GP visits
Ambulance included, extras optional
AUD $420–$900
*Prices vary depending on age, duration, and inclusions.
KEY CONSIDERATIONS WHEN CHOOSING 407 HEALTH INSURANCE
1. Coverage Needs
-
Hospital cover (emergency & planned)
-
GP consultations
-
Day surgery & outpatient services
-
Pharmaceuticals
-
Emergency ambulance
2. Pre-existing Conditions
Most insurers apply a 12-month waiting period for pre-existing conditions (except emergency treatment).
3. Duration of Coverage
Your OVHC must match your entire 407 visa length.
Most policies offer monthly or upfront annual payment options.
4. Cost vs Benefits
Cheaper policies may have higher co-payments or limited coverage.
Check what is excluded before purchasing.
5. Provider Reliability
Choose an insurer with:
-
Fast claim processing
-
24/7 support
-
A large hospital network
TIPS FOR 407 VISA HEALTH INSURANCE
-
OVHC is compulsory — you must hold it at all times.
-
Choose a provider that offers fast certificates (needed for visa lodgement).
-
Pick coverage suited to workplace-based training or professional activities.
-
If your visa is extended, ensure your insurance is extended too.
-
Compare policies for value, not just price.
FREQUENTLY ASKED QUESTIONS (FAQ)
Q1: Is health insurance mandatory for the 407 visa?
Yes. Adequate health insurance (OVHC) is required under condition 8501.
Q2: Can I use 482 or 485 insurance for a 407 visa?
Yes — as long as the policy meets the 8501 requirements and covers your stay.
Q3: Are pre-existing conditions covered?
Usually, after a 12-month waiting period, except for emergencies.
Q4: Does OVHC cover workplace injuries?
OVHC covers general medical treatment, but workers’ compensation may also apply depending on your training arrangement.
Q5: Can dependents be added?
Yes — single, couple, and family OVHC policies are available.
OFFICIAL REFERENCES
-
Department of Home Affairs – Subclass 407 Training Visa
-
Allianz Care OVHC
-
Bupa OVHC
-
Medibank OVHC
-
nib OVHC
WHY CHOOSE www.485visainsurance.com.au TO COMPARE 407 VISA INSURANCE?
Although designed for 485 visa insurance, our platform helps you compare all major OVHC providers, including plans suitable for 407 visa applicants.
Meet Visa Condition 8501 Easily
We list OVHC policies that fully meet Department of Home Affairs requirements for 407 visa holders.
Instant Insurance Certificate
Receive your certificate immediately after payment — perfect for visa lodgement and evidence requests.
Excellent Customer Support
Our multilingual team can assist you in English, Hindi, and Punjabi.
The Training Visa (subclass 407) allows applicants to come to Australia for workplace-based occupational training or professional development.
While health insurance is mandatory for 407 visa holders, choosing the right policy ensures you stay compliant and protected during your training program.
Maintaining valid health insurance for the entire duration of your 407 visa is essential to meet visa condition 8501 and avoid unexpected medical expenses.
WHY HEALTH INSURANCE IS REQUIRED FOR 407 VISA
Mandatory Under Visa Condition 8501
You must maintain adequate health insurance from the day you arrive in Australia until your visa ends.
Medical Emergencies
Covers hospital visits, surgeries, and emergency care.
GP Consultations & Outpatient Care
Helps you manage everyday health needs during your training program.
Accidents or Injuries at Work
Useful because the 407 visa involves occupational training.
Peace of Mind
Avoid high out-of-pocket costs in Australia’s expensive medical system.
TOP HEALTH INSURANCE OPTIONS FOR 407 VISA HOLDERS
Most 407 visa applicants purchase Overseas Visitor Health Cover (OVHC).
Below is a comparison of major Australian insurers offering compliant 407 visa policies.
|
Provider |
Policy Name |
Coverage |
Extras |
Approx. Annual Cost* |
|---|---|---|---|---|
|
Allianz Care |
OVHC |
Hospital, GP visits, Emergency ambulance |
Optional dental, optical |
AUD $500–$1,050 |
|
Bupa |
OVHC |
Hospital, GP, Pharmaceuticals |
Mental health, limited extras |
AUD $480–$1,000 |
|
Medibank |
OVHC |
Hospital, GP visits |
Limited extras |
AUD $450–$950 |
|
nib |
OVHC |
Hospital, GP visits |
Ambulance included, extras optional |
AUD $420–$900 |
*Prices vary depending on age, duration, and inclusions.
KEY CONSIDERATIONS WHEN CHOOSING 407 HEALTH INSURANCE
1. Coverage Needs
- Hospital cover (emergency & planned)
- GP consultations
- Day surgery & outpatient services
- Pharmaceuticals
- Emergency ambulance
2. Pre-existing Conditions
Most insurers apply a 12-month waiting period for pre-existing conditions (except emergency treatment).
3. Duration of Coverage
Your OVHC must match your entire 407 visa length.
Most policies offer monthly or upfront annual payment options.
4. Cost vs Benefits
Cheaper policies may have higher co-payments or limited coverage.
Check what is excluded before purchasing.
5. Provider Reliability
Choose an insurer with:
- Fast claim processing
- 24/7 support
- A large hospital network
TIPS FOR 407 VISA HEALTH INSURANCE
- OVHC is compulsory — you must hold it at all times.
- Choose a provider that offers fast certificates (needed for visa lodgement).
- Pick coverage suited to workplace-based training or professional activities.
- If your visa is extended, ensure your insurance is extended too.
- Compare policies for value, not just price.
FREQUENTLY ASKED QUESTIONS (FAQ)
Q1: Is health insurance mandatory for the 407 visa?
Yes. Adequate health insurance (OVHC) is required under condition 8501.
Q2: Can I use 482 or 485 insurance for a 407 visa?
Yes — as long as the policy meets the 8501 requirements and covers your stay.
Q3: Are pre-existing conditions covered?
Usually, after a 12-month waiting period, except for emergencies.
Q4: Does OVHC cover workplace injuries?
OVHC covers general medical treatment, but workers’ compensation may also apply depending on your training arrangement.
Q5: Can dependents be added?
Yes — single, couple, and family OVHC policies are available.
OFFICIAL REFERENCES
- Department of Home Affairs – Subclass 407 Training Visa
- Allianz Care OVHC
- Bupa OVHC
- Medibank OVHC
- nib OVHC
WHY CHOOSE www.485visainsurance.com.au TO COMPARE 407 VISA INSURANCE?
Although designed for 485 visa insurance, our platform helps you compare all major OVHC providers, including plans suitable for 407 visa applicants.
Meet Visa Condition 8501 Easily
We list OVHC policies that fully meet Department of Home Affairs requirements for 407 visa holders.
Instant Insurance Certificate
Receive your certificate immediately after payment — perfect for visa lodgement and evidence requests.
Excellent Customer Support
Our multilingual team can assist you in English, Hindi, and Punjabi.